LOAN RATES
Consumer Loans
(Rates may vary based on individual credit score.)
| Loan Type | Fixed Rate / Fixed Payment | Variable Rate |
| Credit Cards - LIMITS | Introductory period is 6 months | |
| Classic ($1,500-$2,499) | 12.9% (INTRO 7.9% ) | No Annual Fee |
| Gold Card($2,500-$7,499) | 11.9% (INTRO 5.9%) | No Annual Fee |
| Platinum Card ($7,500-$50,000) | 9.9% (INTRO 5.9%) | No Annual Fee |
| Secured (NO LIMIT) | 10.0% | No Annual Fee |
| Deposit Secure | 4% Over Dividend Rate | N/A |
| CD Secure | 2% Over CD Rate | N/A |
| Home Equity Line of Credit | Variable Rate only | Prime + Margin |
| Personal Line of Credit | Variable Rate only | Prime + Margin |
Consolidation Loans
(Rates may vary based on individual credit score.)
| Approx. Term | Fixed Rate | Variable Rate |
| 12 months | 8.90% | N/A |
| 24 months | 9.90% | N/A |
| 36 months | 10.90% | N/A |
| 48 months | 11.90% | N/A |
| 60 months | 12.90% | N/A |
Signature Loans
(Rates may vary based on individual credit score.)
| Approx. Term | Fixed Rate | Variable Rate |
| 12 months | 9.90% | N/A |
| 24 months | 10.90% | N/A |
| 36 months | 11.90% | N/A |
| 48 months | 12.90% | N/A |
| 60 months | 13.90% | N/A |
New Auto Loans
(Rates may vary based on individual credit score. Financing to 100% of MSRP.)
| Down Payment | Approx. Term | Fixed Rate | Variable Rate |
| 20% | 48 months | 3.74% - 4.74% | N/A |
| 20% | 60 months | 3.74% - 4.74% | N/A |
| 20% | 72 months | 4.74% - 5.74% | N/A |
| Down Payment | Approx. Term | Fixed Rate | Variable Rate |
| No Down Payment | 48 months | 3.99% - 4.99% | N/A |
| No Down Payment | 60 months | 3.99% - 4.99% | N/A |
| No Down Payment | 72 months | 4.99% - 5.99% | N/A |
Used Auto Loans
(Rates may vary based on individual credit score. Financing to 100% of NADA used car guide
retail value)
| Approx. Age | Approx. Term | Fixed Rate | Variable Rate |
| 1-2 years old (<100K miles) | 36 months | 5.50% - 6.50% | N/A |
| 1-2 years old (<100K miles) | 48 months | 5.99% - 6.99% | N/A |
| 1-2 years old (<100K miles) | 60 months | 6.50% - 7.50% | N/A |
| Approx. Age | Approx. Term | Fixed Rate | Variable Rate |
| 3 years old (<100K miles) | 36 months | 5.99% - 6.99% | N/A |
| 3 years old | 48 months | 6.50% - 7.50% | N/A |
| 3 years old | 54 months | 6.99% - 7.99% | N/A |
| Approx. Age | Approx. Term | Fixed Rate | Variable Rate |
| 4 years old (<100K miles) | 36 months | 6.50% - 7.50% | N/A |
| 4 years old | 48 months | 6.99% - 7.99% | N/A |
| Approx. Age | Approx. Term | Fixed Rate | Variable Rate |
| 5 years old (<100K miles) | 24 months | 6.99% - 7.99% | N/A |
| 5 years old | 36 months | 7.50% - 8.50% | N/A |
6 month extension.
RV & Boat Loans
(Rates may vary based on individual credit score.)
| Approx. Age | Approx. Term | Fixed Rate | Variable Rate |
| New | 60 months | 6.99% - 7.99% | N/A |
| 1-5 years old | 60 months | 7.99% - 8.99% | N/A |
| 6 years and older | 60 months | 8.99% - 9.99% | N/A |
For motorcycle loans, please call 850-219-7200.
1. All accounts federally insured to at least $100,000 by the FDIC, a U.S. Government agency.
2. All loan rates stated as Annual Percentage Rate (APR) and Annual Percentage Yield (APY).
3. All interest rates subject to change daily.
4. Subject to underwriting standards.
FDIC Insured